Make your dollars count

Earn 1.25% interest with a B2B Bank HISA
 

Better banking. Made easy.

Whether you choose to work with a financial professional or prefer to manage your own finances, B2B Bank offers you a choice with a full range of digital products and anywhere, anytime banking.

B2B Bank High Interest Savings Account (HISA)

Earn 1.25% interest1 with a B2B Bank High Interest Savings Account (HISA). With no daily banking fees2 or minimum balance required, the B2B Bank HISA® offers a simple way to grow your savings.

Account features

  • No daily banking fees2
  • No minimum balance required

CDIC eligible

The CDIC protects eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per insured category. No need to sign up – B2B Bank is a CDIC member so coverage is free and automatic.3

Online
application

Apply in minutes

B2B Bank Chequing Account

It's time to stop paying daily banking fees2 and earn interest on your daily balance with the B2B Bank Chequing Account.

Saves money

  • No fees on daily banking2
  • No minimum balance required

Rewarding

Earn interest on your daily account balance

Convenient

An easy to manage online banking experience

Interest rates

Current interest rates4 - as of January 18, 2019

ACCOUNT BALANCE INTEREST RATE
$0 - $49,999.99 0.15%
$50,000.00 - $99,999.99  0.55%
$100,000.00+ 0.65%

Rates as of January 18, 2019. All rates are subject to change at any time without prior notice. The applicable tier rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.

Do more with your B2B Bank Chequing Account

Account features

  • Deposits and withdrawals
  • Bill payments
  • Transfer money

INTERAC®†
e-Transfer

INTERAC®† e-Transfer makes it easy. Send money to anyone with an email address for just $1.00. Receive money to your B2B Bank Chequing Account for free.

THE EXCHANGE® Network

Access to over 3,500
surcharge-free ATMs in every province and territory
in Canada.

Account information

Looking for information regarding your B2B Bank accounts? Bookmark this page for up-to-date information.

General Information

To access a banking session activity, you must use an Internet navigator equipped with a 128-bit encryption system.  Most Internet browsers meet this security standard (e.g. Internet Explorer 10, Mozilla Firefox 10, Chrome, Safari, etc.). Please ensure that your preferred browser version meets this standard.

B2B Bank adheres to the principles adopted by the Canadian Bankers Association with respect to the protection of personal information. In addition, it uses the most secure encryption techniques presently available to ensure the confidential nature of the information it exchanges with you. However, complete confidentiality in the transmission of data is not always possible over the Internet and privacy cannot be ensured. Neither B2B Bank nor its affiliates will be responsible for any damages you may suffer if you transmit confidential or sensitive information to us and that information subsequently becomes public through no fault of ours.

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Online Account Overview

Your user id is your existing B2B Direct access code, a 7-digit number, that will be required to login to the new B2B Bank Online Banking website.

Please call 1.866.334.4434 to receive your customer login and temporary password. Once you have received your new credentials, please enter it on the new B2B Bank Online Banking website and activate your account in three easy steps:

  1. Access B2B Bank Online Banking at onlinebanking.b2bbank.com.
  2. Log in with your user ID (the e-mail address provided on the application) and your
    temporary password (7-digit number).
  3. Once your user ID and temporary password are correctly entered, you will be prompted to create a new password and security challenge questions.

Your B2B Bank Online Banking account is now ready to use. Simply log in with your new credentials to access your online banking.

You can change your password following the below steps:

  1. From the “top left menu icon”, select “My Profile”.
  2. Under the “Change Credentials” tab, answer the security question. Once you have correctly answered this, we will email you a “verification code/secret code”.
  3. Enter the online temporary password and you will be prompted to create your new password.

You can update your information by selecting “My Profile” from the “top left menu icon”. Select the “Contact Details” or “Preferences” tab to update these details.

You can contact us at 1.866.334.4434 or send us a message using the “General inquiry’ function via the secure message centre, when you are logged into the new B2B Bank Online Banking.

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Account Functionality

Existing linked accounts held at another Canadian financial institution would have been automatically transferred over; however, please re-enter any scheduled or re-occurring dates and amounts, or make alternative payment arrangements.

Existing linked accounts held at another Canadian financial institution were automatically transferred over; however, please re-enter any scheduled or re-occurring dates and amounts, or make alternative payment arrangements.

Existing bill payees were automatically transferred over; however, please re-enter any scheduled or re-occurring payment dates and amounts, or make alternative payment arrangements.

The following self-service features will be available with your new B2B Bank Online Banking:

  • Account maintenance & overview
  • Linking an external account held another Canadian Financial Institution
  • Internal transfers between B2B Bank accounts (excluding Mortgages & GICs)
  • Bill payments
  • Secure message centre
  • Balance and transaction inquiries
  • Cheques
  • VOID cheque image

Link External Account

  • Select "Link Account" from “top left navigation icon” and input the following external banking information:
    • Account number
    • Bank Transit
    • Institution Number
    • Nick name
    • Click "Submit"
       
  • Once you have received your micro-deposit confirmation (after 48 hours)
    • Select “Link account”
    • Input two micro-deposits received in external account in
      • Deposit 1
      • Deposit 2
    • Click "Confirm"

Once the micro deposits have been confirmed the account will appear under Linked Accounts.  Please note that pending micro deposits must be confirmed prior to linking additional accounts.  Unconfirmed micro deposits will expire after 10 days.  Maximum of 4 IIFT accounts can be linked. If you would like to remove a linked account, please contact B2B Bank at 1.866.334.4434.

IIFTs are usually processed within 1 business day.

You can deposit money into your chequing account using your debit card at the ATM, through an IIFT, internal account transfer, or by depositing a cheque at an EXCHANGE® Network ATM.

You can deposit money into your High Interest Savings Account (HISA) account through an IIFT, or an internal account transfer.

You can contact us at 1.866.334.4434 or send us a message using the ‘Transactional inquiry’ function via the secure message centre, when you are logged into the new B2B Bank Online Banking.  You may be required to provide additional information on the transaction.

(Example: Bell, MasterCard etc.)

  • Select "Manage Payees" from “top left menu icon” Select "Add a new payee"    
  • Input company name in field provided and click "Search" 
  • Select payee from search result
  • Input payee account number in field provided, click "Overview details"  
  • Click "Confirm and save" to complete setup.

Transactions made prior to the conversion will not be visible in your account overview; however, if you would like to receive a printed copy of your transaction history, please call 1.866.334.4434.

There will be no charge for printed statements of previous transactions.

Real-time transactions submitted online cannot be cancelled.  For future dated transactions, please call us at 1.866.334.4434.

Transfer from Chequing to HISA account using the “Transfer” function

  • From home page, select chequing product from which payment will be made
  • Select "Transfers" tab
  • Click on "Account" radio button
    • Select from HISA account from dropdown
    • Amount
      • Select when immediately
      • Select "Continue"
  • Confirm transfer details
    • Select "Transfer"
    • Select download in pdf (optional)

 

Transfer from HISA to Chequing account using “Quick transfer” function

  • Select "Account" from "From Account" dropdown
  • Select HISA product
  • Select "Account" from "To Account" dropdown
  • Select Chequing
  • Input Amount
  • Select Transfer
  • Download and print confirmation (optional)

The “Quick transfer” function offers quick and easy access to one-time transactions for immediate processing from the Home screen.

The “Transfer” function offers the same functionality of “Quick Transfer”, with the addition of the following:

  • Ability to process one-time future payments;
  • Ability to schedule recurring payments;
  • Ability to add personal references to each transaction.

You can use the “VOID cheque image” and provide it to your external payee.

  • Select "Void cheque" from side menu bar
  • Select Chequing account from "Select account" dropdown (Transit No and Inst. No will auto populate)
  • Select "Generate a void cheque"
  • Select "Print or Save"
  • Print void cheque
  • Save void cheque       

If the biller is not on the list, the payment cannot be processed online.

You can contact us at 1.866.334.4434 or send us a message using the “General inquiry’ function via the secure message centre, when you are logged into the new B2B Bank Online Banking.

Yes. At the account overview, the transaction history will display the last 10 days of activity. The show options icon will allow you to print, download to PDF or CSV format.

The Search option will allow you to view/print/download older transactions by date range.

This feature will be available at a future date.

  • High Interest Savings Account (HISA)
  • GIC
  • Investment Loans
  • RSP Loans
  • TFSA Loans
  • Mortgages
  • Home Equity Line of Credit (HELOC)
  • Home Owners Kit (HOK)

Please contact us at 1.866.334.4434 to close an account.

The NSF fee is $50 for the chequing account.  

Transaction maximum: $3,000
Weekly maximum: $10,000
Monthly maximum: $20,000 

Yes. 

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Debit Card

You can contact us at 1.866.334.4434.

Visit b2bbank.com/find-an-atm to find an ATM near you.

For all other inquiries, call 1.866.334.4434.

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Statements

You will continue to receive your paper statements at no charge, and you will also be able to view your transaction history online.  

Yes, you may still log in to ePost, using your current user id and password, to view previous statements.

The online statement will be available at a future date.

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Contact us

Call

1.866.334.4434

Email

Mail or courier

B2B Bank
199 Bay Street, Suite 600
PO Box 279 STN Commerce Court
Toronto ON M5L 0A2

Rates as of March 22, 2019. All rates are subject to change at any time without prior notice. The applicable rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.
Other fees may apply. Please see fee schedule for further details.
B2B Bank is a member of the CDIC. To be eligible for deposit insurance, deposits must be held in Canadian currency and payable in Canada. To find out more about deposit insurance from the CDIC, including what instruments and/or products are eligible for deposit insurance, visit cdic.ca or call 1.800.461.CDIC (2342). For a copy of the CDIC brochure Protecting Your Deposits, visit b2bbank.com.
4Rates as of January 18, 2019. All rates are subject to change at any time without prior notice. The applicable tier rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.
B2B Bank is a wholly-owned subsidiary of Laurentian Bank of Canada. ®B2B BANK is a registered trademark of B2B Bank.
®†INTERAC e-Transfer is a registered trademark of Interac Inc., used under license.
®†THE EXCHANGE is a registered trademark of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership.